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Evaluating the Self-Employed Borrower

Evaluating the Self-Employed Borrower

Lenders want to make sure the new monthly mortgage payments will be affordable. They do so by comparing gross monthly income with the new mortgage payment, including an amount for property taxes and insurance. The mortgage payment takes into consideration taxes and...

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Don’t Let Loan Conditions Worry You

Don’t Let Loan Conditions Worry You

When you first apply for a home loan and submit your loan application, your loan officer will provide you with a list of items needed to include with your loan file. In a completed loan application, there is information provided by you and information provided by...

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5 Tips for Staging Your Home

5 Tips for Staging Your Home

If you’re in a tough seller’s market or just looking to get top dollar for your home, you want to do any little thing you can to make your house stand out in a potential buyer’s mind. Staging is one of those things that can make the difference between a sold sign and...

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6 Don’ts When Buying Your First Home

6 Don’ts When Buying Your First Home

These are exciting times. You've finally outgrown apartment life or living with your parents or sharing a place with waaaaayyyyy too many roommates, and you're ready to take the leap to homeownership. Now it's time to prepare. As you embark on this journey, beware of...

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Ten Mistakes That Will Keep Your Home From Selling

Ten Mistakes That Will Keep Your Home From Selling

When you're selling your home, you need every advantage you can get. And there are few homes that are magically market ready without a little help. If your home needs a touch more than a little help, it's time to get focused. After all, listing your home when it's not...

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